andysfinancial

MUSING 41 BHARAT BOND ETF: WORTH YOUR INVESTMENT? The New Fund Offer (NFO) of Bharat Central Public Sector Enterprises (CPSE) Bond ETF was launched a few days back by the Government. The intention of the government is to raise about Rs 10,000 crore through this ETF. The ETF is mandated to invest in the bonds issued by the CPSU, CPSE, Central Public Financial Institutions (CPFI) or other government organisations. We have seen the crisis in the debt market over the last 18 months or so which still continues unabated. Forget about the coupons, the investors are finding that even their principal protection is at risk. At this juncture, the launch of this bond ETF is an interesting phenomenon which the common investors like you and me should watch closely. This post is meant to provide you with necessary inputs pertaining to this ETF for you to make a considered investing decision. But before we do that a bit of update on my both the books. Musings of a Financially Illiterate...

MUSING 40 FINANCIAL LESSONS FROM SENSEX HISTORY PART 2 Good morning friends. In the last post, we had discussed a few interesting facts and financial lessons from the 40 years old history of Sensex. This week we will track the entire journey of Sensex and draw out relevant investing/ financial lessons. But first, let us recount the three financial lessons from the last week’s blog post. Financial Lesson 1 . It is very difficult to bet on individual stocks and had we done so for the Sensex companies (the real blue- chip companies), in the last six months, there was a 50% chance of a loss/gain. Financial Lesson 2 . It is better to invest in broad market indices like Sensex or Nifty 50, at least 50% of your equity component, for steady and safe returns. Financial Lesson 3 . Though your equity investments will give good returns over the long term (Sensex has given nearly 17% returns since inception), but they will be full of volatility. This blog post in fact...